Areas of Practice:

  • Personal Financial Planning
    • Plan periodic saving and investments to achieve financial goals.
  • Business Financial Consulting
    • Help clients draw up business plans, evaluate feasibility of business success, plan for business succession, buy-sell, assist in pension and benefit designs.
  • Retirement Planning
    • Prepare clients for comfortable retirement in golden years through careful planning, constant contributions and periodic reviews to meet retirement targets.
  • Employee Benefits
    • Help firms and their employees select the optimal benefit packages with the limited resources available.
  • Wealth Accumulation Strategies & Estate Planning
    • Assist clients in smooth transfers of assets to loved ones by potentially minimizing taxes and expenses and avoiding financial mistakes.

Complete Investment Portfolio:

  • Mutual Funds, Stocks, Bonds, Variable and Fixed Annuities, Retirement Accounts (Pension, Profit Sharing, IRA, SEP, etc.)

Products and Services:

We are proud to offer a full array of products and services to compliment your complete financial portfolio. We diligently analyze your financial resources to prepare the optimal financial plan to help you toward financial independence.
Product Lines include the following but not limited to these products:

    • Life (Term, Whole Life, Universal Life, Variable Universal Life, and Group Life).
    • Disability income: income replacement and indemnity plans.
    • Medical: Comprehensive major medical, medicare supplement, dental plans, & travel insurance.
    • Property / Casualty: standard and nonstandard risks, personal and commercial
  • INVESTMENTS – Stocks, Bonds, Mutual Funds, Variable Annuities, equity-indexed annuities, fixed annuities, retirement accounts (Pension, Profit Sharing, IRA, KEOGH, 401K, ROTH IRA), education plans (education IRA and 529 plans)
  • REAL ESTATES – Sales of Commercial, Residential, Resort Properties, Business Buy-Sells Leasing and Property Management. We specialize in small businesses such as grocery stores and restaurants, Realty and Business transactions.
  • Securities and Registered Investment Advisory Services offered through Silver Oak Securities, Inc. Member FINRA/SIPC